Business owners and managers, those with substantial income or assets, as well as couples and individuals with much more modest resouces benefit from the long experience of American Union Insurance & Benefits advisors on Life, Accident & Health insurance. Long relationships with insurance carriers—involving a high volume of business can also bring cost and access advantages. And our advisors are accustomed to working productively with a client’s other professional advisors—attorneys, accountants, financial planners and investment advisors.

Employee Benefits
Group health, life, disability, long-term care, dental, vision and more
Fully insured and self-funded plans
Medical savings accounts and more

Life Insurance
Term, universal, indexed-universal, and whole life insurance
Non-qualified benefit plans
Key-person insurance
Survivorship insurance

Life Settlement Planning and Valuation
Realize returns from unwanted life policies in excess of their surrender value
All the relevant information and analysis for decision-making

Disability and Long-Term Care Insurance
Income-replacement for short- and long-term disabilities
Long-term individual and spousal care